Executive Summary (Banking Sector)


The most important aspect of the banking sectors and other institutions is Risk Management. Different scholars, investigators, researchers, and authorities considered it the most basic element. Financial institutions are given with an imperative responsibility to execute in the economy by acting as intermediaries between the surplus and deficit units, making their job as mediators of critical significance for the efficient allocation of resources in the modern economy. The main objective of the study on the which the overall study is concentrating is To Examine the Effect of Risk Management on the Financial Performance of Pakistani Commercial banks. Correlation, Regression, and descriptive analysis were employed to find out the effect and association between the Dependent variable and independent variables. Secondary data was collected from different secondary sources over the period of five years. More than 30+ banks were taken as a sample of the study. The result shows that Credit risk, Liquidity, and Firm Size has a positive association with Return on Assets, while Interest rate sensitivity, Capital adequacy ratio, and Operation ratio have a negative association with Return on Assets. The study recommends that there is a need for commercial banks to effectively manage their risk.


Content

·         INTRODUCTION

·         Risk Management

·         Financial Performance

·         Commercial Banks in Pakistan

·         Objective of the Study

·         Research Hypothesis

·         Literature review

·         Risk Management Theory

·         Determinants of Financial Performance

·         Risk Management

·         Capital Adequacy

·         Asset Quality

·         Management Efficiency

·         Earnings Quality

·         Liquidity

·         Research Methodology

·         Research Philosophy

·         Research Design

·         Research Approach

·         Population and Sample

·         Conceptual Framework

·         Data analysis

·         Descriptive Analysis

·         Correlation analysis

·         Testing Hypothesis

·         Discussion, finding, and future direction

·         References